Tuesday, September 15, 2009

Domestic violence = 'pre-existing condition'?

Posted By on Tue, Sep 15, 2009 at 12:41 PM

Un. Be. Lievable. In case you needed any more reasons to despise health insurance companies, health care reform advocates today are pointing out some of the mind-boggling things that some insurers consider “pre-existing conditions.” An industry that is widely viewed as being heartless, and that’s on its better days, is being justly attacked for allowing insurers in eight states — including the Carolinas, naturally — to classify domestic violence victims as high-risk, or uninsurable, because being beaten up by one's mate is a “pre-existing condition.” Yep, the health insurance industry has a big new jewel in its Cruelty Crown.

Two things: first, denying coverage to women who’ve been beaten by their spouses is grotesque and clearly inhuman, and I don’t want to hear some lame excuse about “protecting their profits.” Second, it’s also now clearer than ever that the insurance industry can’t, or won’t, properly monitor itself, which lends yet more proof that it needs a major overhaul.

Meanwhile, states can legislate against this heinous practice, as Arkansas did in April when lawmakers there told health insurers to act like decent human beings for a change.

NC insurers don't have to cover her
NC insurers don't have to cover her

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